In 2025, Fidelity Crypto stands out as a reliable and innovative platform for both beginner and experienced crypto investors. Backed by Fidelity Investments, one of the most trusted financial institutions in the world, this crypto offering combines cutting-edge technology with decades of financial expertise. As the demand for digital assets like Bitcoin (BTC) and Ethereum (ETH) continues to rise, Fidelity Crypto is bridging the gap between traditional investing and the fast-moving world of cryptocurrencies.
Whether you’re looking to buy, sell, or hold crypto with peace of mind, Fidelity Crypto offers a user-friendly, commission-free solution designed for modern traders. But what really makes this platform different from giants like Coinbase or Binance? Is it just another exchange — or a smarter, safer choice for long-term investors?
In this comprehensive guide, we’ll explore everything you need to know about Fidelity Crypto in 2025 — from supported assets, key features, and fees, to security protocols, compliance, and how it stacks up against the competition. By the end, you’ll know exactly whether this platform is the right choice for your crypto journey.
What Is Fidelity Crypto?
💡 A Trusted Name Enters the Crypto Market
Fidelity Crypto is the cryptocurrency trading platform developed by Fidelity Investments, a financial powerhouse with over 70 years of experience in wealth management. This platform is designed to offer investors a reliable, secure, and commission-free way to trade major digital assets like Bitcoin (BTC) and Ethereum (ETH) directly within Fidelity’s trusted investment ecosystem.
Unlike many newer or unregulated exchanges, Fidelity Crypto leverages the strength and trust of an established financial brand—making it an ideal entry point for both first-time crypto buyers and experienced investors seeking safer alternatives.
🔐 Why Fidelity Crypto Is Different
Here’s what sets Fidelity Crypto apart from the competition:
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Institutional-Grade Security: Your crypto is protected with cold storage, two-factor authentication, and bank-level safeguards.
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Commission-Free Trades: Trade top cryptocurrencies like BTC and ETH with no trading fees.
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Integrated Dashboard: Manage stocks, ETFs, and crypto—all in one place.
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Regulatory Compliance: Fidelity Crypto is built to meet U.S. financial regulations, ensuring greater trust and transparency.
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User-Friendly App: Access Fidelity Crypto via the mobile app or desktop with a clean, intuitive interface.
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Backed by Experience: Benefit from the legacy and reputation of Fidelity Investments, a trusted name in finance.
📈 Fidelity Crypto in 2025
As of 2025, Fidelity Crypto is more than just another exchange—it’s a symbol of how traditional finance and digital assets are merging. With a growing user base and expanding features, Fidelity is making crypto more accessible, secure, and practical for the average investor.
Whether you’re new to digital currencies or diversifying your portfolio, Fidelity Crypto offers a safe, simple, and regulated way to invest in crypto—without leaving the Fidelity platform you already know and trust.
⭐ Key Features of Fidelity Crypto
Fidelity Crypto isn’t just another trading platform—it’s a thoughtfully designed solution that combines the innovation of digital assets with the security and professionalism of traditional finance. Whether you’re a new investor or a seasoned trader, these features are what make Fidelity Crypto a standout choice in 2025.
✅ Commission-Free Crypto Trading
One of the biggest selling points of Fidelity Crypto is its zero-commission trading model. You can buy and sell popular cryptocurrencies like Bitcoin and Ethereum without paying traditional trading fees.
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No commission on trades
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Transparent spread-based pricing
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Competitive rates compared to Coinbase and Binance
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Ideal for cost-conscious investors
🔐 Bank-Level Security & Cold Storage
Security is a top priority with Fidelity Crypto, and the platform uses advanced protection to safeguard your assets.
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Cold storage for most digital assets
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Two-factor authentication (2FA) for all accounts
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Encryption protocols aligned with banking standards
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Regular security audits and threat monitoring
📱 Integrated and Intuitive User Experience
Unlike standalone crypto apps, Fidelity Crypto integrates seamlessly with the broader Fidelity Investments ecosystem. This means you can view and manage all your investments—stocks, mutual funds, ETFs, and crypto—in one place.
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Access through the Fidelity mobile app or desktop
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Unified dashboard for all assets
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Clean, beginner-friendly interface
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Fast onboarding and easy navigation
🧾 Transparent Fees and Spreads
Although Fidelity Crypto advertises zero commissions, it’s important to note that the platform makes money through small spreads on each trade.
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No hidden trading fees
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Clear spread information shown before order placement
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No fees for account opening or inactivity
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No surprise costs or withdrawal fees
🛡️ Regulated & Compliant Operations
Unlike some overseas exchanges, Fidelity Crypto operates under U.S. regulations and complies with strict licensing requirements, giving users peace of mind.
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KYC and AML checks for all users
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Licensed under applicable financial authorities
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Backed by Fidelity Digital Assets, a regulated entity
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Transparency and trust built into every transaction
These features collectively make Fidelity Crypto an excellent option for investors looking for security, ease of use, and low-cost trading in the growing crypto space.
💰 Fees Explained: Zero Commission—But Is It Really Free?
One of the most attractive aspects of Fidelity’s crypto service is its zero-commission trading model. While it sounds like a dream for cost-conscious investors, it’s important to understand how this fee structure actually works in practice.
🧾 What Does “Zero Commission” Mean?
When the platform says “zero commission,” it means you won’t pay a traditional trading fee when buying or selling digital assets like Bitcoin or Ethereum. However, that doesn’t mean it’s entirely free.
Instead of charging per trade, the exchange makes money through spreads—the small difference between the buy and sell prices. These are typically minimal and clearly displayed before you complete a transaction.
📊 Key Pricing Details:
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✅ No trading commissions
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✅ No account opening or maintenance fees
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✅ No fees for holding crypto assets
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❗ Spreads apply on every trade (usually 1% or less)
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❗ No deposit or withdrawal fees (unless using external banks or wallets)
💡 How It Compares to Other Platforms
Compared to other well-known exchanges like Coinbase and Binance, Fidelity’s approach to pricing is refreshingly simple. While Coinbase may charge up to 1.5% per transaction and Binance uses a tiered fee system, this platform sticks to a transparent spread-based model with no surprise charges.
⚖️ Final Thoughts on Fees
While the lack of commissions is a huge plus, investors should still factor in spreads when making frequent trades. For long-term holders, however, this structure can be a cost-efficient way to gain exposure to crypto without being nickel-and-dimed by fees.
🔐 Is Fidelity Crypto Safe?
When it comes to investing in digital assets, security is everything—and that’s exactly where Fidelity’s crypto platform sets itself apart. Built by Fidelity Digital Assets, a branch of one of the most respected financial institutions in the U.S., this platform was developed with safety, compliance, and trust at its core.
If you’re wondering whether your crypto is protected, here’s everything you need to know about how this platform ensures user and asset safety.
🧊 Cold Storage for Maximum Asset Protection
Unlike some exchanges that keep a significant portion of user funds online (making them more vulnerable to hacking), Fidelity’s crypto solution stores the majority of digital assets in cold wallets—offline environments that are virtually impossible to breach remotely.
Benefits of cold storage:
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Offline protection from cyberattacks
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Geographically dispersed storage locations
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Multi-layered encryption systems
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Regular auditing and physical security protocols
🔐 Multi-Factor Authentication & Account Protection
Users are also protected on the front end through multi-factor authentication (MFA) and other high-security account access features. Whether you’re accessing the platform on desktop or mobile, your account is safeguarded by:
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Two-factor authentication (2FA)
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Real-time login alerts
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Device verification
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Password complexity enforcement
📜 Regulatory Compliance & Licensing
Another key reason users trust Fidelity’s crypto offering is its strong commitment to regulatory compliance. Unlike many offshore or unregulated platforms, Fidelity operates within U.S. jurisdiction and adheres to stringent financial and legal standards.
Key compliance highlights:
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Full Know Your Customer (KYC) procedures
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Anti-Money Laundering (AML) compliance
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Licensed custodial services via Fidelity Digital Assets
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Oversight by U.S. financial regulators
🛡️ Summary: A Platform Built on Trust
In 2025, digital asset security is more important than ever. From its cold storage infrastructure to its regulated framework, Fidelity’s crypto platform is designed to give investors complete peace of mind. For those seeking a safer way to trade crypto, this is one of the most secure options available in the market today.
🛠️ How to Use Fidelity Crypto
Getting started with Fidelity Crypto is simple—even if you’re new to digital assets. Whether you’re looking to buy your first Bitcoin or diversify your investment portfolio, the platform offers a smooth and secure experience backed by Fidelity’s trusted infrastructure.
Here’s a step-by-step guide on how to start using Fidelity’s crypto platform in 2025.
📝 Step-by-Step Account Setup
Before you can start trading, you’ll need to open a Fidelity brokerage account if you don’t already have one. After that, enabling crypto trading is a breeze.
Here’s how to get started:
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Create a Fidelity Brokerage Account
Visit Fidelity.com and complete the online brokerage application. -
Enable Fidelity Crypto Access
Navigate to the Crypto section in your dashboard and accept the Fidelity Crypto agreement. -
Fund Your Account
Deposit funds from a linked bank account. You’ll need to transfer U.S. dollars to begin trading crypto. -
Start Trading
Once funded, you can start buying and selling supported cryptocurrencies directly through the Fidelity website or app. -
Track & Manage Investments
Your crypto assets are viewable in your main Fidelity dashboard alongside traditional investments like stocks and ETFs.
🛂 KYC Requirements
To ensure compliance with U.S. regulations, Fidelity Crypto requires all users to go through Know Your Customer (KYC) verification. This helps protect your account and prevent fraud.
You’ll be asked to provide:
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Government-issued ID (e.g., driver’s license or passport)
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Social Security Number (SSN)
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Residential address
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Date of birth
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Employment information (in some cases)
Verification usually takes just a few minutes, and once completed, you’ll have full access to crypto trading features.
📲 Accessing Fidelity Crypto on Mobile
For on-the-go trading, simply download the Fidelity Investments mobile app or use Active Trader Pro® for advanced features on desktop.
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Available on iOS and Android
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Real-time crypto price tracking
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Easy order placement and history
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Secure mobile login with biometrics or 2FA
With just a few steps, you can start using Fidelity Crypto to explore the world of digital assets—securely and efficiently, all under the Fidelity brand you already trust.
Pros and Cons:
Pros
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Backed by a trusted institution
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Zero commissions
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Easy-to-use interface
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Secure cold storage
Cons
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Limited coins (BTC & ETH only)
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No staking or DeFi options
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Not ideal for advanced traders
🎯 Who Should Use This Crypto Platform?
Fidelity Crypto is designed for a specific audience—those who value trust, ease of use, and strong security when entering the crypto market. While it’s not built for everyone, the platform is an excellent fit for certain types of users in 2025.
✅ Best For:
Fidelity’s crypto solution is ideal for investors who are looking for a regulated, beginner-friendly platform backed by a trusted financial institution. Here’s who will benefit most:
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First-time crypto investors who want a low-risk, easy-to-understand environment.
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Existing Fidelity customers looking to manage both traditional and crypto assets in one place.
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Long-term holders (HODLers) who prioritize security and aren’t actively day trading.
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Cautious investors who want exposure to crypto through a U.S.-regulated platform.
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Retirement-focused users who may eventually want crypto exposure within IRAs or other long-term accounts.
Because of its integration with Fidelity’s broader ecosystem, users don’t need to bounce between multiple apps or platforms to manage their financial life.
❌ Not Ideal For:
While Fidelity Crypto offers great features, it may not suit every type of trader or investor—especially those seeking niche tools or a wide selection of altcoins.
This platform might not be the best fit for:
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High-frequency traders who need advanced trading tools or low-latency execution.
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Altcoin enthusiasts seeking access to hundreds of cryptocurrencies beyond Bitcoin and Ethereum.
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DeFi users who want on-chain staking, yield farming, or token swaps.
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Traders outside the U.S., since access is currently limited to U.S.-based users.
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Investors who prefer anonymous, non-custodial wallets for full control over their keys.
Fidelity Crypto is perfect for those who value simplicity, security, and credibility in their crypto journey. If you’re looking for a safe, no-frills way to start investing in digital assets—especially if you’re already a Fidelity customer—this platform checks all the right boxes.
❓ Frequently Asked Questions (FAQs)
1. Is Fidelity Crypto available to everyone?
No, Fidelity Crypto is currently only available to U.S.-based users who have an active Fidelity brokerage account. Users must also meet identity verification requirements to begin trading.
2. Which cryptocurrencies can I trade on Fidelity Crypto?
As of 2025, you can trade Bitcoin (BTC) and Ethereum (ETH) on the platform. While the selection is limited compared to exchanges like Coinbase, it covers the most popular and stable digital assets.
3. Does Fidelity charge any hidden fees for crypto trading?
No, there are no hidden trading fees. Fidelity Crypto offers commission-free trading, but applies a small spread (usually around 1%) on buy and sell transactions. This spread is transparently displayed before order confirmation.
4. How safe is Fidelity Crypto?
Security is one of the platform’s biggest strengths. It uses bank-level protection, including cold storage, multi-factor authentication, and real-time account monitoring. Fidelity also complies with all relevant U.S. regulations.
5. Can I access Fidelity Crypto on mobile devices?
Yes. You can trade crypto directly through the Fidelity Investments mobile app, available on iOS and Android. It provides real-time price tracking, secure access, and integrated portfolio management.
6. Is Fidelity Crypto good for beginners?
Absolutely. The platform is designed to be simple and beginner-friendly, especially for those who already invest with Fidelity. Its clean interface and limited asset selection make it easy to navigate without feeling overwhelmed.
Final Verdict—Is THIS Crypto Worth It in 2025?
If you value trust, security, and simplicity, Fidelity Crypto offers a strong foundation for entering the crypto space. While it lacks a wide selection of tokens, its ease of use and backing from a financial powerhouse make it a smart choice for cautious investors and crypto beginners.
🔑 Key Features of Fidelity Crypto® on Mobile:
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Integrated Trading: Buy and sell Bitcoin and Ethereum directly within the Fidelity app.
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Educational Resources: Access news, articles, podcasts, and webinars to enhance your crypto knowledge.
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Security Measures: Benefit from institution-level security, including two-factor authentication and encrypted transactions.
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Unified Portfolio Management: Manage both traditional investments and cryptocurrencies in one place.
Download the Fidelity Investments App:
Once installed, navigate to the “Crypto” section within the app to set up your Fidelity Crypto® account and begin trading.
Download Active Trader Pro® for Windows
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Download Link: Active Trader Pro® Download
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System Requirements: Available for both 64-bit and 32-bit Windows systems.
Features:
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Real-time streaming quotes and data
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Customizable trading dashboards
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Advanced charting tools
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Integrated access to your Fidelity Crypto® account
To access your Fidelity Crypto® account on the desktop, log in to your account at Fidelity.com. If you don’t see your crypto holdings, you may need to switch from the “Classic experience” to the Beta view by toggling the option at the top right of your portfolio summary page.
Access Fidelity Crypto® Online:
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Visit the Fidelity Crypto® Trading Page
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Log in with your Fidelity credentials
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Navigate to the “Crypto” section to view and manage your crypto holdings
If you’re unable to see your crypto account, ensure you’re not using the “Classic experience.” Switch to the beta view by toggling off the “Classic experience” button located at the top right of your portfolio summary page.
Key Features Available on the Web Platform:
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Buy and sell Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC)
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Place market or limit orders
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Access educational resources on cryptocurrency
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Monitor your crypto portfolio alongside traditional investments
VISIT ANOTHER POSTS:
- Don’t own crypto yet? Follow our guide on [how to buy cryptocurrency with credit cards in 5 easy steps].
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Looking for more platforms to compare? Check out our curated list of the 10 Best Cryptocurrency Platforms in 2025 (Ranked & Reviewed)
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Wondering where to store your crypto? Explore our list of the [Top 10 Crypto Wallets in 2025] for security, compatibility, and ease of use.
